Federal laws

ADA Checklist and FAQs for Small Businesses

A numbered ADA checklist, common mistakes, when to call an attorney and answers to frequent questions about service animals, websites and the tax credit.

Last reviewed October 29, 2026 · General information, not legal advice

General information only, not legal advice. CPA Tax Payroll and Accounting Corp is a CPA firm, not a law firm. Laws change: confirm with the official source or a licensed attorney before you act. Read the full notice.

This page turns the Americans with Disabilities Act (ADA) into a short self-review. Numbers are on the rules and numbers page.

The Doorway-to-Desk Access Check

  1. Walk your entrance, parking, restroom and service counter as a customer using a wheelchair would. List fixes that are easy to do for a business your size.
  2. Check how your staff would handle a service dog under a no-pets rule. A dog trained to do work or tasks tied to a disability is allowed.
  3. Decide how a deaf or low-vision customer can reach you: written notes, captions, an interpreter or large print.
  4. Test your online forms, booking and payment tools with a keyboard only, and offer another way to do business if they fail.
  5. Remove disability and medical questions from job applications and interviews. Entry exams are allowed only after an offer, and only if all entering employees get one.
  6. Set a simple accommodation routine: treat a plain-English request as a request, talk it through, ask for documentation only when the need is not obvious, and keep notes.
  7. Move medical information into separate, confidential files. EEOC rules call for keeping accommodation and personnel records for one year.
  8. Post the EEOC notice in an accessible format, and keep invoices for access work for your tax preparer.

Common mistakes

  • Asking about medical conditions, or requesting an exam, before a job offer.
  • Waiting for the words "reasonable accommodation" instead of treating a plain request as one.
  • Denying leave or a schedule change without analyzing it as an accommodation.
  • Demanding more medical paperwork than needed to show the disability and the need.
  • Keeping medical records in the general personnel file.
  • Enforcing a no-pets policy against a service dog.
  • Skipping easy barrier removal (entrance, parking, signs, counter height) because the building is old.
  • Assuming a small headcount means no ADA duty; Title III has no size test.

When to talk to an attorney

A CPA cannot answer these questions. An attorney can.

  • A demand letter, complaint or lawsuit about physical access or a website.
  • A request involving leave, a safety "direct threat" finding or possible undue hardship, before it is denied.
  • A termination that follows an accommodation request, medical disclosure or workers' compensation claim.
  • Plans for new construction or alterations.
  • A charge from the EEOC or the Illinois Department of Human Rights.

Frequently asked questions

Does the ADA apply to a business with fewer than 15 employees?

The 15-employee test applies only to the job rules in Title I. Title III, which covers businesses open to the public, has no size test, so a small shop, practice or nonprofit serving the public can still be covered.

Do businesses have to allow emotional-support animals?

Under the ADA, a service animal is a dog individually trained to do work or tasks directly related to a disability. Emotional-support animals do not meet that definition. That is the ADA rule only; some state or local laws differ.

Is there a tax break for making a business accessible?

Eligible small businesses can claim the Disabled Access Credit of up to $5,000 a year, and businesses of any size can deduct up to $15,000 a year of barrier-removal costs. Both can be used together, and the deduction is reduced by the credit. Form 8826 is the credit form.

Does my website have to meet WCAG?

No federal regulation requires WCAG for private business websites, but DOJ guidance says Title III applies to web content and cites WCAG as helpful. Title III suits seek court orders and fees, so an attorney can advise on a particular site.

A CPA can help with the payroll, tax and accounting side of ADA costs and works alongside your attorney. See our small business tax credits, restaurants and retail and the ADEA.

Official sources

This page is a plain-language summary. The official source controls if there is any difference.